#13 Student Cost of Living in Switzerland (2026 Budget Guide)
Student Cost of Living in Switzerland (2026 Budget Guide)
While Switzerland remains one of the most expensive countries in the world, students can navigate the costs with a data-driven budget. Using 2026 figures from the Federal Statistical Office (FSO), we’ve broken down what you’ll actually spend.
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Monthly Budget Breakdown (2026 Estimates)
The cost of living Switzerland students 2026 face is approximately CHF 1,600 to CHF 2,000 per month. Here is the breakdown:
- Rent (Shared WG): CHF 800 – 1,200. Prices are highest in Zurich and Geneva.
- Food & Groceries: CHF 450 – 600.
- Health Insurance: CHF 85 – 125 (Student rate).
- Mobile & Internet: CHF 40 – 60.
- Miscellaneous: CHF 200.
Transport & SBB Discounts
Don’t pay full price for trains. Every student should purchase the SBB Half-Fare Travelcard. In 2026, it remains the most cost-effective way to travel across the country, cutting all ticket prices by 50% for an annual fee of around CHF 120 for youth.
Money-Saving Tips for Students
Shopping at Aldi Suisse or Lidl can reduce your grocery bill by 30% compared to Coop or Migros. Additionally, always use your ISIC or university card for discounts at local shops and public services.
